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Insurance and Billing


Our office accepts a variety of different insurance carriers. Please call our office and our staff will help determine your dental benefit as estimated by your insurance carrier. Below you can find a general list of insurance carriers we accept. 

  • Aetna PPO
  • Assurant
  • Cigna PPO
  • Delta Dental
  • Guardian PPO
  • Horizon Blue Cross Blue Shield
  • Teamcare
  • United Concordia (National fee for service Advantage plus)


Our office accepts most major credit cards including Mastercard, Visa, American Express, and Discover. We additionally accept Care Credit, a unique card that helps you finance your out-of-pocket expenses not covered by your insurance.

To find out more about Care Credit, visit their website by clicking their icon below. 



Please feel free to contact our office for any insurance and billing inquiries. 

We accept most major insurance plans:

At Howard Cetel, DDS, PA, we accept most major PPO insurance plans. Here is a list of some insurance plans we accept. If you are uncertain, please contact our office by phone or email. At the time of your appointment, please remember to bring your insurance information. *Please note that we do not accept HMO and Medicaid plans.

Aetna PPO
Cigna PPO
Delta Dental
Guardian PPO
United Concordia Advantage Plus


Howard Cetel, DDS
100B Kings Way West, Suite 100B
Washington Township

Sewell, NJ 08080
Phone: 856-210-9508
Fax: 856-537-3803

Office Hours

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